You know the person. The one who tells stories with their hands in rooms full of stemware. Whose new phone is cracked by Thursday. Who has left an umbrella on every train line in the city. Perhaps you are the person.
Most insurance covers what happens to you. Minor covers what happens because of you — and to you, more often than average. We are against the sigh. Against "again?" Against "careful" said too late. Breaking things is enthusiasm with consequences. It deserves coverage, not commentary.
Policies may be purchased for oneself or, more commonly, gifted to the friend who needs one. We do not judge. We underwrite.
Clumsy. Forgetful. Statistically unlucky. Your score is assessed with full institutional rigor and filed. €1 a month, whatever the finding.
The thing happens. It always happens. The glass meets the gesture. The train departs with the umbrella. We are not surprised. We have your file.
A claim number. A stamp. The item's own modest payout, promptly issued, no questions asked. The worry stops being yours alone.
Minor is preparing to open its books. Leave your address and your application for coverage will be received in the order it arrived.